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The global provider of contactless mobile payments and financial services software, Youtap has launched a QR code solution as well as smartphone apps for mobile money in Africa and Asia.
Youtap's solution enables customer-initiated or merchant-initiated QR code payments for smartphones and smart point-of-sale devices.
According to a statement by Youtap, the solution complies with the industry standard that was developed by Bharat, Mastercard and Visa.
The company's QR code solution makes it possible for users to have a full range of mobile money transactions, this includes cash-in and cash-out transactions, airtime top-ups, bill payments and also in-store payments.
"Recently MTN Group published statistics on the growth of smartphones across its operating companies, including South Africa (15%), Nigeria (36%), Ghana (64%) and Côte d’Ivoire (100%)," they stated.
According to the association that represents the interests of mobile operators worldwide, GSMA, the adoption of smartphones is expected to reach 50% by the end of 2018.